Smart Payment Capture

The Stripe-native trial capture engine. Verify solvency at signup and capture revenue automatically before the trial ends.

How it works

A seamless flow that validates funds when motivation is highest.

01

Signup & Pre-Auth

User enters card details. Trialock creates a smart hold/pre-auth for the sub amount via Stripe.

02

Enjoy Trial

The user enjoys the full trial period with zero disruption. The card is already proven solvent.

03

Smart Capture

Shortly before trial end (e.g., 2 hours), Trialock automatically captures the payment.

04

Revenue Secured

Subscription activates successfully. Involuntary churn is virtually eliminated.

Why it works

Capture During Peak Motivation

Handling the payment logic at signup ensures the user is committed. Waiting 14 days for a "cold" charge leads to 10x higher failure rates.

Eliminate Empty Cards

By placing a microscopic hold, we instantly filter out burner cards and empty gift cards that would have churned anyway.

Transparent Communication

Clear, automated messaging informs the user of the upcoming charge, building trust and reducing chargeback risk.

Revenue Uplift+375.4%
Traditional Capture28% Failed
Trialock Smart Capture1.8% Failed

Data based on Trialock cohort study (Q3 2025)

Platform Comparison

Traditional Stripe Trial

  • High failure rate (~28%) at trial end.
  • Vulnerable to empty burner cards.
  • Hard-to-recover involuntary churn.
Recommended

Trialock Smart Capture

  • Near-elimination of payment failures (<2%).
  • Solvency verified instantly at signup.
  • Highest possible trial-to-paid conversion.

Controls & Guardrails

Total command over your trial flows. Trialock operates inside your Stripe account using official APIs.

Eligibility Rules

Decide who gets smart capture based on geo, risk, or behavior.

Timing Controls

Configurable capture windows (e.g., 2 hours before trial end).

SKU-Level Logic

Enable smart capture only for specific plans or tiers.

Panic Switch

Immediate emergency kill-switch to pause all smart captures.

Real-time Monitoring

Detailed dashboard for success rates and revenue uplift.

Event Emitters

Sync capture events directly to GA, Amplitude, or Segment.

Case Study: VoiceDrop

"Trialock recovered revenue we didn't even know we were losing."

VoiceDrop (a B2B SaaS) was suffering from a 28% payment failure rate at the end of their 14-day trials. By implementing Trialock's Smart Pre-Auth, they reduced failures to 1.8% and saw a 375% increase in cohort revenue.

James T.

Head of Operations, VoiceDrop

Baseline

12%

Trial Conversion

With Trialock

61.7%

Trial Conversion

Revenue Uplift

+375.4%

Stop losing revenue today.

Start your risk-free pilot. Trialock manages the logic, you keep the revenue.

Secure Your Next Trial